The rise of Biometric Payment Systems.

  • Biometric Payment Systems that allow people to pay for goods and services securely.
  • Reduce the amount of credit card fraud.
  • What are BPS implications on our health.

Several technology companies are working to create biometric payment systems that allow people to pay for goods and services securely by using biometric features. Biometric authentication is already being used on a wide range of devices and applications and the technologies have already become so good that they cannot be easily fooled.

Amazon is working with a payment solutions provider, Visa to create a biometric payment solution that uses a customers’ palm to store credit card information. A customer can make payments by scanning their pal even without having to carry their credit card.


This technology seems impressive but it is not the ultimate solution to the problems that bedevil payment systems. While this may reduce the amount of credit card fraud, it may also worsen the situation. Consider a case where someone is kidnapped, the kidnappers will have all they need to access the funds in a person’s credit card account.

Implementation details of these technologies are still scarce since most of the work is still under rigorous research but we still need to know if users will also need to provide a password as an extra security measure. Providing a password could help protect users against hacks but could also be an inconvenience and an unnecessary burden on the customer since the palm itself can identify a person securely.

As technology continues to take over our lives, questions should also be raised on its implications on our health. Strict regulatory measurements should be put in place to make sure that the devices used for scanning to pay do not cause such problems as skin diseases and cancer in the long run.


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